August 2, 2021

I’ve been covering the Affordable Care Act (ACA) since last fall.

The first bill I signed into law was the health care reform law known as Obamacare.

The second, the American Health Care Act, passed in 2017.

Both passed with bipartisan support and were widely praised. 

But it was only with the help of the American Legislative Exchange Council (ALEC) that the ACA passed and it has been one of the most controversial pieces of legislation in the country. 

My focus on the ACA has led me to an even bigger challenge.

I can’t afford to buy insurance on the individual market.

I don’ have a job.

I haven’t had a vacation in a long time. 

It has been a challenge to figure out what to do next.

And the answer has been to get more involved in politics. 

So I decided to write a piece for the Huffington Post entitled “Why I don”t need an emergency room visit to check my health insurance coverage.” 

My piece is not about Obamacare.

It is not even about the American Medical Association.

It simply wants to explore why so many people who rely on Medicaid for health care don”T need to visit a doctor.

So the first thing I did when I saw the article was to call up my local doctor and ask about my coverage.

It was a bit frustrating, but I found out that many doctors and hospitals do not accept Medicaid patients because they cannot afford to.

In fact, if you have insurance, they can”t accept you.

The hospital has to make a determination based on their budget.

In my case, it was $2,000 a month. 

In the article, I write: “I decided to take matters into my own hands because I wanted to know if I should go to the hospital to see a doctor or whether I should pay for my own care.

And I have a lot of questions.

Is there a good doctor or two I can turn to for free?

If so, where do I get the services?

How much is the hospital going to charge?

And how much is my insurance going to pay?

What about deductibles, copayments, co-pays, etc.?

What about waiting lists?

And most importantly, how much will it cost to get back to the office?”

The answer to all of those questions is that the hospital will not charge you a fee.

The hospital will charge you an amount that is not based on your income.

In other words, the hospital has no interest in your health insurance and does not want to pay for it. 

I spoke with several hospitals that I contacted to find out how they did this. 

One hospital told me that they do not charge patients.

In other words: “[Hospital] do not take a fee from patients who do not have health insurance.

And they will not cover the costs associated with treating patients who are uninsured.” 

Another hospital told us that they take a small fee for patients who have insurance. 

Another said that they will pay for a hospital visit for any patient who has a Medicare card. 

And yet another hospital said that their only way to get a referral for a medical visit is to provide an information card.

They do not offer a referral card to anyone who does not have Medicare.

The number one thing hospitals tell you when you call to ask about your coverage is that they cannot offer you a referral. 

Some hospitals charge $30 or more to refer a patient to the emergency room. 

The cost of treating uninsured patients is a complicated issue, but it is clear that a large portion of uninsured people have health care coverage.

“If you are an uninsured person, you will be charged for services provided to you,” said Lisa L. Anderson, a senior health care policy analyst with the American Hospital Association.

“The problem is that people who are not insured are often not charged for those services.

The ACA does not address that.

That’s a huge gap that needs to be addressed.” 

The Affordable Care Acts Medicaid expansion also does not include a fee to hospitals that receive Medicaid patients. 

“You cannot get into a state that is fully funded for Medicaid and charge for any services,” Anderson said. 

For example, in Mississippi, there are only 5 hospitals that accept Medicaid and only two that accept Medicare.

That means the cost of getting a referral to a hospital will be $6,000.

But if you are a patient who does have Medicaid and pay a small amount of out-of-pocket costs, you can be billed $1,600. 

If you need to see your doctor, that means you can save up to $1.40 for a visit.

But the hospital can charge you more than $1 for the visit. 

You can also be charged a fee for non-urgent care such as a doctor visit, an ultrasound, a prescription refill, etc.